What am I charged at checkout?

• The lot price — or your accepted offer price while that window is open.
• Shipping, as its own line, unless the listing includes free shipping.
• Card processing, calculated on what is actually being charged.

Crane Credit you apply comes off before the processing line is calculated, so credit never pays processing. Your card is charged once, at checkout. If the order is later refunded, the processing line stays with the payment network and is not returned — everything else is.